- This is quite obviously a sign of severe distress in the banking system. The banks are running short of cash. And why is that? Who caused the financial crisis in the first place? Banksters with their casino business model. Do you really find it acceptable that HSBC can refuse to allow you to withdraw your own money? Why do you need to give a reason to the bank for withdrawing large amount of your own cash? It is non of their business! Got physical gold yet?